What are the symptoms of whiplash?
The most common symptoms related to whiplash include:
* neck pain and stiffness,
* headache,
* shoulder pain and stiffness,
* dizziness,
* fatigue,
* jaw pain (temporomandibular joint symptoms),
* arm pain,
* arm weakness,
* visual disturbances,
* ringing in the ears (tinnitus), and
* back pain.
In the more severe and chronic case of "whiplash associated disorder" symptoms can include:
* depression,
* anger,
* frustration,
* anxiety,
* stress,
* drug dependency,
* post-traumatic stress syndrome,
* sleep disturbance (insomnia),
* and
* social isolation.
How is whiplash diagnosed?
After an accident the patient may be taken to the hospital and/or a
Chiropractor's office to be examined. The doctor will examine the
patient to determine if they have any injuries that require treatment.
Based on the symptoms and examination findings the doctor may place a
collar on the neck for additional support. The doctor may also obtain
x-rays of the neck to check for more serious injury. The most important
first step is to make sure there is no major injury to the neck, head
or the rest of the body requiring immediate treatment.
If the x-rays are normal but the patient continues to have neck pain,
the doctor may keep the cervical collar in place and see the back in
the office in about a week for an additional examination. At that time
the doctor may obtain new x-rays to see if there have been any
changes. If the doctor is still concerned about soft tissue injuries,
he or she may obtain either x-rays with the head leaning forward and
backwards (dynamic x-rays) or obtain an MRI (magnetic resonance
imaging study). These dynamic x-rays or MRI scans are better able to
detect injuries to the soft tissues of the neck, especially
instability, that may not been seen with normal x-rays of the neck.
Monday, April 30, 2012
What is Personal Injury Protection (PIP)
The
Texas Department of Insurance requires automobile insurance
carriers in our state to issue all automobile policies it writes at
least $2500 worth of coverage and you have this coverage unless you
reject it in writing. Most people are unaware of this coverage or
even know what it is and therefore very few people use it. You end
up paying for coverage that they don’t inform you about and you’re
entitled to.
Why?
Insurance is not understood and most people rely on their agent and
claims adjusters to advise them on what to do after an accident.
Insurance is a multi-billion dollar industry and are in business to
make money. They keep their costs down, less payout, more profits
and bonuses at the end of the year. Good for them and not for you.
What is PIP?
PIP
is no fault coverage similar to health insurance but on your auto
policy for your injuries and your passengers injuries. This coverage
is available regardless who is at fault. Yes, you can be the cause
of the accident and you will still be covered. There’s no deductible
and no co-payment. There is other separate coverage that will cover
the other party if you were at fault. If you do not have PIP then
you could still be covered if you were in an accident in another
state besides Texas. You may also be covered if you were hit in a
crosswalk by a car or on a bicycle or borrowing someone else’s car.
What will a claim do to my insurance rates and policy renewal?
Under
section 5.7016 of the Texas insurance code, automobile insurance
carriers cannot non-renew you for filing one PIP claim in a 12 month
period. Also, it is unlikely that they would raise your rates for a
sole PIP claim.
Why doesn’t the other guy’s insurance pay for my medical expenses and why should I use my insurance?
Medical
treatment is expensive and you are liable for the costs. There is a
chance that the other party may never pay for your medical expenses
leaving you a financial burden. PIP gives you peace of mind that
your medical bills are covered. If you use your health insurance,
you may have to pay a deductible and co-pays to your doctor and if
the health insurance finds out that you were in an accident they
could request to be reimbursed. Some people get referred to a
medical provider by their attorney and the medical provider agrees
to be paid months or even years later. Since there are a limited
number of medical providers who agree to this arrangement, your
choice and quality of healthcare may be limited. The answer is to
use your PIP coverage so you will not have to pay for medical
expenses out of your pocket and get the best possible healthcare
treatment available for you and your family’s injuries caused by the
accident.
What is Personal Injury Protection (PIP)
The
Texas Department of Insurance requires automobile insurance
carriers in our state to issue all automobile policies it writes at
least $2500 worth of coverage and you have this coverage unless you
reject it in writing. Most people are unaware of this coverage or
even know what it is and therefore very few people use it. You end
up paying for coverage that they don’t inform you about and you’re
entitled to.
Why?
Insurance is not understood and most people rely on their agent and
claims adjusters to advise them on what to do after an accident.
Insurance is a multi-billion dollar industry and are in business to
make money. They keep their costs down, less payout, more profits
and bonuses at the end of the year. Good for them and not for you.
What is PIP?
PIP
is no fault coverage similar to health insurance but on your auto
policy for your injuries and your passengers injuries. This coverage
is available regardless who is at fault. Yes, you can be the cause
of the accident and you will still be covered. There’s no deductible
and no co-payment. There is other separate coverage that will cover
the other party if you were at fault. If you do not have PIP then
you could still be covered if you were in an accident in another
state besides Texas. You may also be covered if you were hit in a
crosswalk by a car or on a bicycle or borrowing someone else’s car.
What will a claim do to my insurance rates and policy renewal?
Under
section 5.7016 of the Texas insurance code, automobile insurance
carriers cannot non-renew you for filing one PIP claim in a 12 month
period. Also, it is unlikely that they would raise your rates for a
sole PIP claim.
Why doesn’t the other guy’s insurance pay for my medical expenses and why should I use my insurance?
Medical
treatment is expensive and you are liable for the costs. There is a
chance that the other party may never pay for your medical expenses
leaving you a financial burden. PIP gives you peace of mind that
your medical bills are covered. If you use your health insurance,
you may have to pay a deductible and co-pays to your doctor and if
the health insurance finds out that you were in an accident they
could request to be reimbursed. Some people get referred to a
medical provider by their attorney and the medical provider agrees
to be paid months or even years later. Since there are a limited
number of medical providers who agree to this arrangement, your
choice and quality of healthcare may be limited. The answer is to
use your PIP coverage so you will not have to pay for medical
expenses out of your pocket and get the best possible healthcare
treatment available for you and your family’s injuries caused by the
accident.
Why should i get an attorney after an Auto/Car accident for my injuries?
An attorney helps with all aspects of an
auto/car accident claim or injury. They keep an individual from
spending countless hours on the phone with insurance adjusters that
really don't care about your well being. It also helps to keep stress
levels down and allow you to concentrate on recovery and getting well.
Our office only works with the best attorneys/lawyers in Dallas/Fort
Worth. We have learned through trial and error, who best takes care of
our patients. They also make sure that all your medical bills are
settled. This allows you to be additionally stress and medical bill
free at the end. We also help those who are not able to treat in our
office, who are in need of an attorney. We are here to help!!! So
don't hesitate in calling and making an appointment to get examined and
also ask about scheduling a free consultation with a reputable
attorney. You only have one body, so you need to take care of it.
Call Today!!! (972)215-7720
Also see our web page for more information: WhiplashtreatmentDallas.com
Also see our web page for more information: WhiplashtreatmentDallas.com
There's still hope even if the Auto/Car Accident was your fault!
Personal Injury Protection (PIP)
The Texas Department of Insurance requires automobile insurance carriers in our state to issue all automobile policies it writes at least $2500 worth of coverage and you have this coverage unless you reject it in writing. Most people are unaware of this coverage or even know what it is and therefore very few people use it. You end up paying for coverage that they don’t inform you about and you’re entitled to.
Why? Insurance is not understood and most people rely on their agent and claims adjusters to advise them on what to do after an accident. Insurance is a multi-billion dollar industry and are in business to make money. They keep their costs down, less payout, more profits and bonuses at the end of the year. Good for them and not for you.
What is PIP?
PIP is no fault coverage similar to health insurance but on your auto policy for your injuries and your passengers injuries. This coverage is available regardless who is at fault. Yes, you can be the cause of the accident and you will still be covered. There’s no deductible and no co-payment. There is other separate coverage that will cover the other party if you were at fault. If you do not have PIP then you could still be covered if you were in an accident in another state besides Texas. You may also be covered if you were hit in a crosswalk by a car or on a bicycle or borrowing someone else’s car.
What will a claim do to my insurance rates and policy renewal?
Under section 5.7016 of the Texas insurance code, automobile insurance carriers cannot non-renew you for filing one PIP claim in a 12 month period. Also, it is unlikely that they would raise your rates for a sole PIP claim.
Why doesn’t the other guy’s insurance pay for my medical expenses and why should I use my insurance?
Medical treatment is expensive and you are liable for the costs. There is a chance that the other party may never pay for your medical expenses leaving you a financial burden. PIP gives you peace of mind that your medical bills are covered. If you use your health insurance, you may have to pay a deductible and co-pays to your doctor and if the health insurance finds out that you were in an accident they could request to be reimbursed. Some people get referred to a medical provider by their attorney and the medical provider agrees to be paid months or even years later. Since there are a limited number of medical providers who agree to this arrangement, your choice and quality of healthcare may be limited. The answer is to use your PIP coverage so you will not have to pay for medical expenses out of your pocket and get the best possible healthcare treatment available for you and your family’s injuries caused by the accident.
The Texas Department of Insurance requires automobile insurance carriers in our state to issue all automobile policies it writes at least $2500 worth of coverage and you have this coverage unless you reject it in writing. Most people are unaware of this coverage or even know what it is and therefore very few people use it. You end up paying for coverage that they don’t inform you about and you’re entitled to.
Why? Insurance is not understood and most people rely on their agent and claims adjusters to advise them on what to do after an accident. Insurance is a multi-billion dollar industry and are in business to make money. They keep their costs down, less payout, more profits and bonuses at the end of the year. Good for them and not for you.
What is PIP?
PIP is no fault coverage similar to health insurance but on your auto policy for your injuries and your passengers injuries. This coverage is available regardless who is at fault. Yes, you can be the cause of the accident and you will still be covered. There’s no deductible and no co-payment. There is other separate coverage that will cover the other party if you were at fault. If you do not have PIP then you could still be covered if you were in an accident in another state besides Texas. You may also be covered if you were hit in a crosswalk by a car or on a bicycle or borrowing someone else’s car.
What will a claim do to my insurance rates and policy renewal?
Under section 5.7016 of the Texas insurance code, automobile insurance carriers cannot non-renew you for filing one PIP claim in a 12 month period. Also, it is unlikely that they would raise your rates for a sole PIP claim.
Why doesn’t the other guy’s insurance pay for my medical expenses and why should I use my insurance?
Medical treatment is expensive and you are liable for the costs. There is a chance that the other party may never pay for your medical expenses leaving you a financial burden. PIP gives you peace of mind that your medical bills are covered. If you use your health insurance, you may have to pay a deductible and co-pays to your doctor and if the health insurance finds out that you were in an accident they could request to be reimbursed. Some people get referred to a medical provider by their attorney and the medical provider agrees to be paid months or even years later. Since there are a limited number of medical providers who agree to this arrangement, your choice and quality of healthcare may be limited. The answer is to use your PIP coverage so you will not have to pay for medical expenses out of your pocket and get the best possible healthcare treatment available for you and your family’s injuries caused by the accident.
What is Personal Injury Protection (PIP)
The
Texas Department of Insurance requires automobile insurance carriers
in our state to issue all automobile policies it writes at least
$2500 worth of coverage and you have this coverage unless you reject
it in writing. Most people are unaware of this coverage or even know
what it is and therefore very few people use it. You end up paying
for coverage that they don’t inform you about and you’re entitled to.
Why?
Insurance is not understood and most people rely on their agent and
claims adjusters to advise them on what to do after an accident.
Insurance is a multi-billion dollar industry and are in business to make
money. They keep their costs down, less payout, more profits and
bonuses at the end of the year. Good for them and not for you.
What is PIP?
PIP
is no fault coverage similar to health insurance but on your auto
policy for your injuries and your passengers injuries. This coverage is
available regardless who is at fault. Yes, you can be the cause of
the accident and you will still be covered. There’s no deductible and
no co-payment. There is other separate coverage that will cover the
other party if you were at fault. If you do not have PIP then you
could still be covered if you were in an accident in another state
besides Texas. You may also be covered if you were hit in a crosswalk
by a car or on a bicycle or borrowing someone else’s car.
What will a claim do to my insurance rates and policy renewal?
Under
section 5.7016 of the Texas insurance code, automobile insurance
carriers cannot non-renew you for filing one PIP claim in a 12 month
period. Also, it is unlikely that they would raise your rates for a sole
PIP claim.
Why doesn’t the other guy’s insurance pay for my medical expenses and why should I use my insurance?
Medical
treatment is expensive and you are liable for the costs. There is a
chance that the other party may never pay for your medical expenses
leaving you a financial burden. PIP gives you peace of mind that your
medical bills are covered. If you use your health insurance, you may
have to pay a deductible and co-pays to your doctor and if the health
insurance finds out that you were in an accident they could request
to be reimbursed. Some people get referred to a medical provider by
their attorney and the medical provider agrees to be paid months or
even years later. Since there are a limited number of medical
providers who agree to this arrangement, your choice and quality of
healthcare may be limited. The answer is to use your PIP coverage so
you will not have to pay for medical expenses out of your pocket and
get the best possible healthcare treatment available for you and your
family’s injuries caused by the accident.
WHAT IF I WAS ONLY "STIFF OR SORE" FOR A FEW DAYS, BUT NOW HAVE NO PAIN? OR, WHAT IF I HAD NO PAIN AT ALL IN THE FIRST PLACE?
A delay in the onset of pain is also
extremely common, and is very well documented in the scientific
literature. In addition, due to joint injuries, auto accidents can
cause posttraumatic osteoarthritis. For those that have been in a
traumatic accident, the arthritic process often develops much more
quickly (at an earlier age) than in people who have not experienced
auto accident trauma.
Osteoarthritis (degenerative arthritis) tends to cause pain on a daily basis and is progressive. Over time, it can ruin your posture (giving you a slumped or humped back appearance), limit your pain-free range of motion, and make it difficult to participate in many enjoyable activities.
Osteoarthritis involves the discs and other tissues of your spine and leads to progressive symptoms including chronic stiffness, pain, inability to perform simple tasks comfortably, including walking, sitting, sleeping, and/or moving the joints in your arms and legs. Even simply turning your head to one side or the other can be extremely painful, or even impossible.
When you injure yourself, your body will compensate for the injured area by trying to guard it. This puts pressure on other parts of your body to help stabilize your spine and keep you upright as much as possible. This pressure is the tightening of the muscles, tendons, and ligaments opposite the injured area, which pulls the joints of the spine out of alignment and puts painful pressure on the nerves in your back and neck.
If not treated properly, this frequently causes a "domino effect" that leads to progressive musculoskeletal imbalance as well as the associated arthritic complications described above.
Osteoarthritis (degenerative arthritis) tends to cause pain on a daily basis and is progressive. Over time, it can ruin your posture (giving you a slumped or humped back appearance), limit your pain-free range of motion, and make it difficult to participate in many enjoyable activities.
Osteoarthritis involves the discs and other tissues of your spine and leads to progressive symptoms including chronic stiffness, pain, inability to perform simple tasks comfortably, including walking, sitting, sleeping, and/or moving the joints in your arms and legs. Even simply turning your head to one side or the other can be extremely painful, or even impossible.
When you injure yourself, your body will compensate for the injured area by trying to guard it. This puts pressure on other parts of your body to help stabilize your spine and keep you upright as much as possible. This pressure is the tightening of the muscles, tendons, and ligaments opposite the injured area, which pulls the joints of the spine out of alignment and puts painful pressure on the nerves in your back and neck.
If not treated properly, this frequently causes a "domino effect" that leads to progressive musculoskeletal imbalance as well as the associated arthritic complications described above.
WHAT IF I DON'T HURT VERY MUCH OR MY CAR SUSTAINED ONLY MINOR DAMAGE?
There has been a great deal of research
done over the last several years, which proves that injury, can and
does occur in low impact collisions. The most common of these injuries
is "whiplash". When low-speed crash tests were performed with sudden
changes in vehicle speed of only 2.5 mph, 29% of occupants experienced
symptoms of neck or back injury, while a sudden change in speed of 5
mph resulted in 38% of occupants being injured.
Automobile bumpers are built to the government standard of being able to withstand a 5 mph crash without damage. These standards are not related to the safety of the occupant, but are to protect and limit the damage to the bumpers, keeping the cost of repair to a minimum. Many times, vehicles can sustain an impact at 8-9 mph before there is recognizable damage. This varies by car model as each manufacturer has a different method for building bumpers. Some cars are made more sturdy than the more newer vehicles. The point is that when the bumper (and other metal) doesn't crumple and absorb the force of the impact, more of that force is transferred directly to the occupant of the vehicle.
Whiplash injuries are often caused by rear-end collisions, and frequently by collisions from other angles. A tremendous volume of research has been conducted to determine the amount and extent of these injuries. Because these injuries are not usually life threatening, the insurance industry, your spouse/family/friends, and even many doctors really do not understand the ordeal that you are suffering through.
After your accident, you may have experienced severe or moderate pain, or no pain at all. Surprisingly, most auto injuries are hidden and seldom detected for months, or even years. Often, the initial pain subsides, only to return full-blown later. Soft tissue injuries (injuries to muscles, ligaments, and discs) caused by auto accidents can be very deceiving. Soft tissue injuries heal with scar tissue and don't always cause pain immediately, but the damage done to your spine can lead to the following problems:
Documented studies done by Charles Carroll, M.D., Paul McAtee, M.D., and Lee Riley, M.D., revealed that:
"The amount of damage to the automobile bears little relation to the force applied to the cervical spine (neck) of the occupants."
In other words, the damage to the passengers is not necessarily directly related to the damage of the vehicle. Studies have shown that damage can occur to a driver/passenger at vehicle collision speeds of less than 5 miles per hour (4.87 miles per hour to be exact) and the subjects tested in this study were healthy young males!
Automobile bumpers are built to the government standard of being able to withstand a 5 mph crash without damage. These standards are not related to the safety of the occupant, but are to protect and limit the damage to the bumpers, keeping the cost of repair to a minimum. Many times, vehicles can sustain an impact at 8-9 mph before there is recognizable damage. This varies by car model as each manufacturer has a different method for building bumpers. Some cars are made more sturdy than the more newer vehicles. The point is that when the bumper (and other metal) doesn't crumple and absorb the force of the impact, more of that force is transferred directly to the occupant of the vehicle.
Whiplash injuries are often caused by rear-end collisions, and frequently by collisions from other angles. A tremendous volume of research has been conducted to determine the amount and extent of these injuries. Because these injuries are not usually life threatening, the insurance industry, your spouse/family/friends, and even many doctors really do not understand the ordeal that you are suffering through.
After your accident, you may have experienced severe or moderate pain, or no pain at all. Surprisingly, most auto injuries are hidden and seldom detected for months, or even years. Often, the initial pain subsides, only to return full-blown later. Soft tissue injuries (injuries to muscles, ligaments, and discs) caused by auto accidents can be very deceiving. Soft tissue injuries heal with scar tissue and don't always cause pain immediately, but the damage done to your spine can lead to the following problems:
- Recurring headaches
- Neck pain and stiffness
- Numbness, tingling, or pain in the arms or hands
- Chronic muscle tension and spasm
- Low back pain
- Spinal disc degeneration
- Painful, inflamed arthritis
- Sore, tight, inflexible muscles
- Decreased athletic ability
- Greater chance of re-injury
- Poor posture
Documented studies done by Charles Carroll, M.D., Paul McAtee, M.D., and Lee Riley, M.D., revealed that:
"The amount of damage to the automobile bears little relation to the force applied to the cervical spine (neck) of the occupants."
In other words, the damage to the passengers is not necessarily directly related to the damage of the vehicle. Studies have shown that damage can occur to a driver/passenger at vehicle collision speeds of less than 5 miles per hour (4.87 miles per hour to be exact) and the subjects tested in this study were healthy young males!
HOW CAN I DETERMINE THE EXTENT OF MY INJURIES?
To determine the extent of your injuries
and prevent their painful effects have an in-depth evaluation and
consultation with a chiropractor and accident and personal injury
specialist. Preferably, it should be one that's specially trained in
diagnosing and treating spinal problems as a result of an automobile
accident and can explain how much damage your body has sustained, as
well as recommend what treatment he or she feels would be necessary and
for how long.
A normal evaluation includes a complete examination including orthopedic and chiropractic testing, x-rays, range of motion and muscle strength tests. If necessary, nerve conduction tests and diagnostic ultrasound tests are also performed to provide the most comprehensive diagnosis available.
If necessary, other diagnostic tests such as MRI and CAT Scans are performed as needed.
A normal evaluation includes a complete examination including orthopedic and chiropractic testing, x-rays, range of motion and muscle strength tests. If necessary, nerve conduction tests and diagnostic ultrasound tests are also performed to provide the most comprehensive diagnosis available.
If necessary, other diagnostic tests such as MRI and CAT Scans are performed as needed.
HOW MUCH WILL IT COST TO DIAGNOSE AND TREAT MY INJURIES?
Essentially, it will cost you nothing!
Like any other health care service, care is covered completely under
the "medical benefits" section of your automobile insurance policy. All
fees for this evaluation and treatment will be sent directly to your
auto insurance company (or the person-at-fault's) for payment. In most cases both types of insurance will be utilized alleviating any direct financial burden to you.
CAN A MEDICAL DOCTOR DIAGNOSE MY INJURIES?
Yes, they can. However, diagnosing motor
vehicle accident injuries are best left to a chiropractor.
Chiropractors are trained to detect abnormal biomechanics of the
musculoskeletal system that can lead to arthritis. Most agencies have a
medical doctor on staff to insure that a more serious injury (such as
a fracture) has not occurred, and to ensure that it is safe for you
to engage in a program of physical rehab therapy that will follow. If
necessary, medication may be prescribed.
You should have the most comprehensive
treatment available in the healthcare community in one location. In
the majority of cases, a chiropractic and medical physician will both
document and report your injury. We have chiropractors and pain management doctors at our facility.
CAN MEDICATIONS AND PAIN PILLS HELP ME GET BETTER?
Medications may mask the pain for a few
hours, but they do not aid your body's ability to heal itself, and may
hinder the healing process. Medications cannot correct the soft tissue
damage that is caused by auto accidents. If you are only taking pills,
irritated nerves will continue to cause pain, suffering, and the
problems listed earlier. Therefore, the adverse effects of your
injuries will continue to plague you until you seek treatment. In
certain situations we will prescribe medication; however, pain
medications alone will only mask the symptoms and not treat the
problem.
CAN MY HEALTH BE COMPLETELY RESTORED?
Fortunately, health problems caused by
automobile accidents can be relieved or eliminated through a proper
program of restorative chiropractic care and physical rehab therapy.
The goal is to restore your spine to its condition prior to your Motor
Vehicle Accident. Many patients report that treatment has removed
many of their aches and pains that they had before their injury, which
their accident aggravated. Treatments can provide not only pain
relief, but also long term correction. This approach minimizes the
chance of spinal or nerve problems returning months or years later.
Your body, especially your head and neck, have likely suffered stress and trauma as a result of the collision. Here are some of the positive benefits to be gained from our program of restorative chiropractic care and physical rehab therapy.
Your body, especially your head and neck, have likely suffered stress and trauma as a result of the collision. Here are some of the positive benefits to be gained from our program of restorative chiropractic care and physical rehab therapy.
- Prevention of arthritis
- Relief from head and neck pain
- Stronger, more flexible muscles
- Increased nerve supply to all areas of your body
- Increased athletic ability
- Decreased chance of re-injury
- Increased overall health
SHOULD I SEE AN ATTORNEY BEFORE MY EVALUATION?
Patients have important legal as well as
health care needs that need to be addressed. In most cases, it is
important to be evaluated by a clinic first. That way the findings from
your exam will give you the information you need in order to decide on
which attorney is necessary.
If you already have an attorney, the office will send detailed reports to your attorney as you are undergoing treatment to keep your legal counsel apprised of your progress. Upon completion of treatment a final narrative report is then forwarded to the patient's attorney documenting any permanent damage or functional loss.
An attorney who specializes in injury accidents is a wise choice in these circumstances. They know the law and your rights and are better equipped to communicate with aggressive or intimidating insurance representatives to help you get the care and other benefits to which you are entitled. In these cases, the office can refer you to a reputable and qualified attorney.
If you already have an attorney, the office will send detailed reports to your attorney as you are undergoing treatment to keep your legal counsel apprised of your progress. Upon completion of treatment a final narrative report is then forwarded to the patient's attorney documenting any permanent damage or functional loss.
An attorney who specializes in injury accidents is a wise choice in these circumstances. They know the law and your rights and are better equipped to communicate with aggressive or intimidating insurance representatives to help you get the care and other benefits to which you are entitled. In these cases, the office can refer you to a reputable and qualified attorney.
WHAT IF THE INSURANCE COMPANY WANTS ME TO SETTLE?
It's recommended that you do not settle
your case before a thorough evaluation by our office. If you settle
before your injury is fully diagnosed and treated, you will be
responsible for any medical bills you incur in the future. In most cases it is best to consult an attorney if the insurance company is hurrying you to settle. Our office can also help you find a qualified attorney. We have a number of reputable and highly qualified auto accident attorney who we can refer you to for a complimentary consultation.
Our office will write detailed reports to insurance companies to assure that your claim will be effectively documented during your treatment.
It is important that you do not cash any checks that the insurance sends to your home. In many cases, this will release them from any further liability in your care and you will be personally responsible for your medical bills.
Our office will write detailed reports to insurance companies to assure that your claim will be effectively documented during your treatment.
It is important that you do not cash any checks that the insurance sends to your home. In many cases, this will release them from any further liability in your care and you will be personally responsible for your medical bills.
HOW MUCH TIME DO I HAVE TO REPORT AN INJURY FOLLOWING MY ACCIDENT?
The sooner you seek treatment following
your injury, the better. If you wait beyond 30 days following your
accident and then report an injury to the insurance company, they are
much less likely to pay for your care.
WHAT KIND OF TREATMENT WILL I RECEIVE?
At most health centers, chiropractic
care and physical rehab therapy are the foundation of treatment;
however, ultrasound, interferential current stimulation, traction, and
rehabilitation are also used.
If your problem is lower back related, go to a centre that utilizes the DRS System, a proven effective, non-surgical low back pain treatment. The staff also includes a Medical Pain Management Specialist a, providing you with the most comprehensive treatment available. They also work with other health care professionals in the medical community and if we can't help you, a referral will be made.
If your problem is lower back related, go to a centre that utilizes the DRS System, a proven effective, non-surgical low back pain treatment. The staff also includes a Medical Pain Management Specialist a, providing you with the most comprehensive treatment available. They also work with other health care professionals in the medical community and if we can't help you, a referral will be made.
DOES TREATMENT HURT?
Absolutely not. The treatments are very gentle and quite relaxing. Most patients look forward to their appointments.
HOW DO I MAKE AN APPOINTMENT?
For a personal evaluation and
consultation, call North Dallas Chiropractic or Irving Rehab and
Wellness and ask to schedule an appointment. In most cases, you can be
seen the same day. The sooner you receive treatment following your
accident, the better your body will respond to restorative care. You
will be glad you did!
HOW DO I MAKE AN APPOINTMENT?
For a personal evaluation and
consultation, call North Dallas Chiropractic or Irving Rehab and
Wellness and ask to schedule an appointment. In most cases, you can be
seen the same day. The sooner you receive treatment following your
accident, the better your body will respond to restorative care. You
will be glad you did!
What is Personal Injury Protection (PIP)
The
Texas Department of Insurance requires automobile insurance
carriers in our state to issue all automobile policies it writes at
least $2500 worth of coverage and you have this coverage unless you
reject it in writing. Most people are unaware of this coverage or
even know what it is and therefore very few people use it. You end
up paying for coverage that they don’t inform you about and you’re
entitled to.
Why?
Insurance is not understood and most people rely on their agent and
claims adjusters to advise them on what to do after an accident.
Insurance is a multi-billion dollar industry and are in business to
make money. They keep their costs down, less payout, more profits
and bonuses at the end of the year. Good for them and not for you.
What is PIP?
PIP
is no fault coverage similar to health insurance but on your auto
policy for your injuries and your passengers injuries. This coverage
is available regardless who is at fault. Yes, you can be the cause
of the accident and you will still be covered. There’s no deductible
and no co-payment. There is other separate coverage that will cover
the other party if you were at fault. If you do not have PIP then
you could still be covered if you were in an accident in another
state besides Texas. You may also be covered if you were hit in a
crosswalk by a car or on a bicycle or borrowing someone else’s car.
What will a claim do to my insurance rates and policy renewal?
Under
section 5.7016 of the Texas insurance code, automobile insurance
carriers cannot non-renew you for filing one PIP claim in a 12 month
period. Also, it is unlikely that they would raise your rates for a
sole PIP claim.
Why doesn’t the other guy’s insurance pay for my medical expenses and why should I use my insurance?
Medical
treatment is expensive and you are liable for the costs. There is a
chance that the other party may never pay for your medical expenses
leaving you a financial burden. PIP gives you peace of mind that
your medical bills are covered. If you use your health insurance,
you may have to pay a deductible and co-pays to your doctor and if
the health insurance finds out that you were in an accident they
could request to be reimbursed. Some people get referred to a
medical provider by their attorney and the medical provider agrees
to be paid months or even years later. Since there are a limited
number of medical providers who agree to this arrangement, your
choice and quality of healthcare may be limited. The answer is to
use your PIP coverage so you will not have to pay for medical
expenses out of your pocket and get the best possible healthcare
treatment available for you and your family’s injuries caused by the
accident.
Why should i get an attorney after an Auto/Car accident for my injuries?
An attorney helps with all aspects of an
auto/car accident claim or injury. They keep an individual from
spending countless hours on the phone with insurance adjusters that
really don't care about your well being. It also helps to keep stress
levels down and allow you to concentrate on recovery and getting
well. Our office only works with the best attorneys/lawyers in
Dallas/Fort Worth. We have learned through trial and error, who best
takes care of our patients. They also make sure that all your medical
bills are settled. This allows you to be additionally stress and
medical bill free at the end. We also help those who are not able to
treat in our office, who are in need of an attorney. We are here to
help!!! So don't hesitate in calling and making an appointment to get
examined and also ask about scheduling a free consultation with a
reputable attorney. You only have one body, so you need to take care
of it. Call Today!!! (972)215-7720
Leafy greens help prevent damage caused by a workout, study suggests
Leafy greens help prevent damage caused by a workout, study suggests: Researchers have found that antioxidant-rich leafy greens can alleviate the natural stress put on our body by a workout.
Five foul things that are also good for you
Five foul things that are also good for you: Usually, we think of mold, feces, nitric oxide, hydrogen sulfide and rat poison as rank, toxic or both. But scientists are learning more about the helpful roles these substances can play.
Five foul things that are also good for you
Five foul things that are also good for you: Usually, we think of mold, feces, nitric oxide, hydrogen sulfide and rat poison as rank, toxic or both. But scientists are learning more about the helpful roles these substances can play.
Beyond apples: A serving a day of dark chocolate might keep the doctor away
Beyond apples: A serving a day of dark chocolate might keep the doctor away: Dark chocolate may reduce the risk of cardiovascular disease by improving glucose levels and lipid profiles.
Feel-good music helps with psychological counseling, expert says
Feel-good music helps with psychological counseling, expert says: Music is akin to medicine, at least for one professor. She uses music as the tool with which to enter into a deep psychological dialogue with individuals ranging from abused children to palliative care patients; female survivors of domestic violence to individuals struggling with workplace woes.
Shedding light on southpaws: Sports data help confirm theory explaining left-handed minority in general population
Shedding light on southpaws: Sports data help confirm theory explaining left-handed minority in general population: Lefties (only ten percent of the general population) have always been a bit of a puzzle. Researchers have now developed a mathematical model that shows the low percentage of lefties is a result of the balance between cooperation and competition in human evolution. They are the first to use real-world data (from competitive sports, including baseball, boxing and hockey) to test and confirm the hypothesis that social behavior is related to population-level handedness.
Your brain knows which ads are winners, better than you do: Study on smokers' brains may mark dawn of new age in advertising
Your brain knows which ads are winners, better than you do: Study on smokers' brains may mark dawn of new age in advertising: Advertisers and public health officials may be able to access hidden wisdom in the brain to more effectively sell their products and promote public health and safety, neuroscientists report in the first study to use brain data to predict how large populations will respond to advertisements.
A new 'Achilles' heel' in fungus that causes dandruff
A new 'Achilles' heel' in fungus that causes dandruff: Research on the fungus that ranks as one cause of dandruff -- the embarrassing nuisance that, by some accounts, afflicts half of humanity -- is pointing scientists toward a much-needed new treatment for the condition's flaking and itching.
Anatomic existence of the elusive G-spot confirmed, study claims
Anatomic existence of the elusive G-spot confirmed, study claims: For centuries, women have been reporting engorgement of the upper, anterior part of the vagina during the stage of sexual excitement, despite the fact the structure of this phenomenon had not been anatomically determined. A new study documents that this elusive structure does exist anatomically.
Apartment dwellers often subjected to neighbors' tobacco smoke
Apartment dwellers often subjected to neighbors' tobacco smoke: Noisy neighbors and broken-down elevators are common downsides of apartment living. You also can add unwanted tobacco smoke to the list of hazards, according to research to be presented Sunday, April 29, at the Pediatric Academic Societies annual meeting in Boston.
Low-income moms under stress may overfeed infants
Low-income moms under stress may overfeed infants: Efforts to prevent obesity among low-income infants should focus not only on what babies are being fed but also the reasons behind unhealthy feeding practices, according to a new study.
Mom's stress during pregnancy can affect baby's iron status
Mom's stress during pregnancy can affect baby's iron status: Newborns whose mothers are under stress during the first trimester of pregnancy may be at risk for low iron status, which could lead to physical and mental delays down the road, according to a new study.
TV alcohol advertising may play role in underage drinking
TV alcohol advertising may play role in underage drinking: Minors who were familiar with television alcohol advertisements were more likely to have tried alcoholic beverages and binge drink than those who could not recall seeing such ads, according to a new study.
Familiarity with television fast-food ads linked to obesity
Familiarity with television fast-food ads linked to obesity: There is a long-held concern that youths who eat a lot of fast food are at risk for becoming overweight. New research shows that greater familiarity with fast-food restaurant advertising on television is associated with obesity in young people.
Big girls don’t cry: Overweight teens who are satisfied with their bodies are less depressed, less prone to unhealthy behaviors
Big girls don’t cry: Overweight teens who are satisfied with their bodies are less depressed, less prone to unhealthy behaviors: A new study finds overweight teens who are satisfied with their bodies are less depressed, less prone to unhealthy behaviors.
Building muscle without heavy weights
Building muscle without heavy weights: Weight training at a lower intensity but with more repetitions may be as effective for building muscle as lifting heavy weights, says a new opinion piece.
Women who smoke in pregnancy more likely to have child with high functioning autism
Women who smoke in pregnancy more likely to have child with high functioning autism: Women who smoke in pregnancy may be more likely to have a child with high-functioning autism, such as Asperger’s Disorder, according to preliminary findings.
Women have bigger pupils than men
Women have bigger pupils than men: From an anatomical point of view, a normal, non-pathological eye is known as an emmetropic eye, and has been studied very little until now in comparison with myopic and hypermetropic eyes. The results show that healthy emmetropic women have a wider pupil diameter than men.
Learning mechanism of the adult brain revealed
Learning mechanism of the adult brain revealed: They say you can’t teach an old dog new tricks. Fortunately, this is not always true. Researchers have now discovered how the adult brain can adapt to new situations. Their study may be significant in developing treatments of neurodevelopmental disorders.
Breastfeeding linked to healthy infant gut: Bacterial colonization leads to changes in the infant’s expression of genes
Breastfeeding linked to healthy infant gut: Bacterial colonization leads to changes in the infant’s expression of genes: Early colonization of the gut by microbes in infants is critical for development of their intestinal tract and in immune development. A new study shows that differences in bacterial colonization of formula-fed and breast-fed babies leads to changes in the infant’s expression of genes involved in the immune system, and in defense against pathogens.
Wednesday, April 18, 2012
Why an MVA can't always be Measured as to the extent of injury, But the Insurance company will try for their own Gain
Why an MVA can't always be Measured as to the extent of injury, But the Insurance company will try for their own Gain
Study Confirms Flaws in Standard MVC Defense Strategy
By Arthur Croft, DC, MS, MPH, FACO
The seemingly complex, or perhaps even inscrutable, calculus of what practitioners term personal injury is, in truth, deceptively simple. However, while it keeps getting simpler, many practitioners and lawyers feel hopelessly wrapped around the axle of this puzzling system. The net result is abandonment of needful patients and clients, with a corresponding loss of revenue stream. Consider just a few facts. Motor vehicle collisions are a leading cause of injury in the U.S. and constitute one of our most burdensome public health dilemmas. With 3 million such injuries each year, a total recovery proportion of only about 50 percent, a permanent disability proportion of 10-12 percent, coupled with the fact that many of the injured are young and have many quality life years to lose, the $43 billion annual price tag is hardly surprising.1
Auto insurers make every reasonable effort to insulate themselves from their liability. Some would argue that they engage in efforts most of us would consider unreasonable, if not downright unsavory or unethical. Regardless of your personal judgment, most would agree that over the past two decades, the insurers’ concerted and very expensive campaign to limit claims has been fairly successful.
With Allstate taking the vanguard position with their now-famous three Ds – delay, deny, and defend – most major auto insurers have since instituted similar policies, and the plaintiff persona-injury bar has more often withered than weathered. With a loss of potential legal representation, plaintiffs have had fewer alternatives for compensation. This often has meant that needed health care resources are simply not available to them, which contributes further to the doleful outcome statistics mentioned above. Since inaugurating its get-tough policy in the mid-1990s, which was described by its consulting firm as a transition “from good hands to boxing gloves,” Allstate has reportedly posted surprising high profits.2 Other insurers have not failed to notice.
The Standard Defense and the Importance of Delta V
How could any of this possibly be simple? One need look no further than the essential game plan of most defense lawyers: deception, dissimilation and obfuscation. It requires a team of experts from the fields of medicine (including chiropractic), accident reconstruction and biomechanics who have collectively developed what I consider to be the standard defense strategy. It continues to be the most successful and widely used strategy today, having become the world standard.
This has fostered a small research industry dedicated to the production of pro-defense literature to aid in the cause. Most is junk science. Make no mistake, insurers have the best researchers money can buy and they know how to get published. As a result, even many clinicians remain split on critical issues depending on which brand of literature they rely upon. I note, with all due respect to the Insurance Institute for Highways Safety (IIHS) and members of the International Insurance Whiplash Protection Group (IIWPG), that their research activities are quite laudatory and most welcome. However, there is just a bit of schizophrenia in this industry when it comes to research. While the valid research of the IIHS and the IIWPG is squarely aimed at reducing the industry payout problem by reducing the number of actual injuries, the “other” research seems to be aimed at providing verisimilitude for company experts to wield in courtrooms to sway jurors toward defense theories.
The standard defense has three parts and is based on the ultimate playing field: a court of law, and, in particular, the biases and naivete (i.e., the normal lack of specific factual information in the field of crash traumatology) of jurors. Polls suggest that Americans are also divided on the question of whiplash injuries. As many as 60-70 percent consider it either definitively or very likely a non-injury, but merely an opportunity to bilk insurers at the expense of the rest of us policy-holders who subsidize the system through the increasing premiums we must pay. Thus, jurors are easily misled by the standard defense strategy because it merely reinforces that which they already believe.
The first and most fundamental part of this strategy is to demonstrate that the forces of the collision would not have been of a sufficient magnitude to cause injury. The common currency for this discussion is the plaintiff vehicle’s delta V or change in velocity. For this, an accident reconstructionist is usually employed. Because reconstructionists are rarely allowed to provide opinions as to injury risk, they are often followed by a biomechanist, who is granted more latitude to venture into the discussion of injury risk. In some cases, they are allowed to consider medical records, MRIs, etc., in forming their opinions. Finally, the defense physician (DC, DO or MD) adds the icing to the cake, testifying that either there was no injury or that there was a minor straining-type injury that has long since resolved.
When pre-existing conditions are present, the plaintiff’s complaints are often attributed to them rather than the injury. Company doctors will typically also be of the opinion that a large portion of the medical expenses claimed by the plaintiff are unnecessary, unreasonable,and represent unwarranted treatment and diagnostics. Note that low back injuries are virtually never admitted to be causally related to low-velocity collisions. I have written a paper on this subject which is available upon e-mail request at drcroft@san.rr.com .3
As I have so many times implored readers – and this fact is never contested even by my small army of industry-affiliated detractors – the entire defense mechanism just described is nothing more than a series of interlocking nonsequiturs. The accident reconstructions and biomechanists provide a very polished and seemingly airtight argument based on what appear to be sound mathematical principles and classical Newtonian physics. This is all very interesting, and would be even more so if it had the additional virtue of being true.
Delta V Not a Valid Gauge of Injury Risk?
But figures don’t always add up, which brings me back to the headline of this article. A new study that provides further compelling evidence that delta V, the keystone in the standard defense strategy, is not a valid gauge of injury risk.4 The authors recruited a total of 57 people within 48 hours of their MVCs. The subjects were recruited either from an engineer’s office for vehicle damage assessment or an ER. The whiplash grades ranged from 0-4 (0 indicating no claimed injury and 4 indicating fracture). The collision types included 13 frontal, 21 rear, 19 side, three multiple crashes and one rollover. There were 25 males and 32 females with a median age of 33.
In all cases a trained engineer determined the delta V by examining both crash vehicles. The VAS and Neck Disability Indexes (NDI) scores were tabulated. The authors found no significant correlation between NDI and delta V, no correlation between whiplash grade and delta V, and only a moderate correlation between VAS reported pain and delta V. However, the R2 value (coefficient of determination) for that correlation was only 0.30, which means that 70 percent of the proportion of the variability of pain severity was not explained by differences in delta V.
There was no lower threshold below which a large proportion would predictably not be injured, nor was there an upper threshold above which most would predictably be injured. This was because some people were injured in very low velocity crashes while others were not injured despite fairly high velocity crashes. The authors commented, “It can be concluded that delta V is an irrelevant predictive value for cervical spine injury after MVA [motor vehicle accident].”
Some specific findings include the following: Cervical spine fractures in frontal crashes occurred in delta Vs of 9.3, 19.9 and 31.1 mph. Fractures in side impacts occurred in delta Vs of 6.2 (z-joint fracture of C4), 9.9 (C7 with dislocation of C6-7), 19.9 (z-joint fracture of C2), 31.1 (C5 fracture with C5-6 dislocation and paraplegia), 32.3 (rupture of alar ligaments), 36.0 (atlantoaxial dislocation) and 36.6 mph (rupture of alar ligaments). There was a dens fracture in the one rollover with the delta V reported as 9.3 mph. This article is available for free download at www.ncbi.nlm.nih.gov/pmc/articles/PMC2657117.
A related component of the standard defense strategy is the property damage issue. Specifically, the argument goes, when the property damage is minor, an injury is very unlikely. We addressed this issue earlier in a meta-analysis of medical and engineering literature dating back as far as 1970 that failed to provide a clear link between property damage and any of three outcomes: risk for acute injury, degree of injury severity and risk for long-term symptoms.5 As I always caution readers, this lack of correlation considers the genre of collisions producing property damage that would be described as minor or non-severe. Clearly, when crash severity increases beyond this, there is an increased risk for injury or death.
A related interesting paper by Viano and Parenteau demonstrated that more than 60 percent of the National Automotive Sampling System case database for rear impacts are for crashes with delta Vs of under 15 mph. They noted, “In very low speed crashes, advanced age, stenosis and degeneration of the cervical spinal canal can lead to spinal cord injury and paralysis in crashes otherwise not causing injury in normal adults.”6 I would also note that it has been demonstrated rather conclusively that human variables (i.e., risk factors) are more determinative vis-a-vis injury risk than crash metrics in the lower crash-severity range.
In the end, when essential parts of the foundation of the defense strategy are tested, they repeatedly fail to hold up to the scrutiny of hard science. In a court of law, however, if the plaintiff and their experts cannot effectively present the real facts and rebut the junk science, 12 impressionable jurors will decide the outcome of the case based on their perception of the soundness of the arguments they heard. The simple fact is that more often than not, the plaintiff and their witnesses are simply not adequately prepared. Knowledge is power and information is the currency of success.
References
Zaloshnja E, Miller T, Council F, Persaud B. Comprehensive and human capital crash costs by maximum police-reported injury severity within selected crash types. Annu Proc Assoc Adv Automot Med, 2004;48:251-63.
Berardinelli DJ. From Good Hands to Boxing Gloves: The Dark Side of Insurance. Portland: Trial Guides, LLC, 2008.
Croft AC. Low back injuries in low velocity rear impact collisions. Forum, 2009;39(4):33-7.
Elbel M, Kramer M, Huber-Lang M, et al. Deceleration during “real life” motor vehicle collisions: a sensitive predictor for the risk of sustaining a cervical spine injury? Patient Saf Surg, 2009;3(1):5.
Croft AC, Freeman MD. Correlating crash severity with injury risk, injury severity, and long-term symptoms in low velocity motor vehicle collisions. Medical Science Monitor, 2005;11(10):RA316-21.
Viano DC, Parenteau CS. Serious injury in very low and very high speed rear impacts. SAE, 2008;2008-01-1485.
Why should i get an attorney after an Auto/Car accident for my injuries?
An attorney helps with all aspects of an
auto/car accident claim or injury. They keep an individual from
spending countless hours on the phone with insurance adjusters that
really don't care about your well being. It also helps to keep stress
levels down and allow you to concentrate on recovery and getting well.
Our office only works with the best attorneys/lawyers in Dallas/Fort
Worth. We have learned through trial and error, who best takes care of
our patients. They also make sure that all your medical bills are
settled and you end up getting compensated for your injuries. This allows you to be additionally stress and medical bill
free at the end. We also help those who are not able to treat in our
office, who are in need of an attorney. We are here to help!!! So
don't hesitate in calling and making an appointment to get examined and
also ask about scheduling a free consultation with a reputable
attorney. You only have one body, so you need to take care of it.
Call Today!!! (972)215-7720
Auto Accidents could cause many troubles to the parties involved.
Auto Accidents could cause many troubles
to the parties involved. Even cautious drivers can be involved in
automobile accidents caused by negligence of other drivers.
Factors Contributing to Auto Accident
Several factors could contribute to auto accidents. Here are some of them:
• Intoxicated Driver - Drivers that cause auto accidents are often found to be intoxicated at the time of the accident. A person driving under the influence of alcohol or of dangerous drugs often makes poor decisions and their visions are affected.
Because of the risk involved in driving of an intoxicated person, there are laws in each state, which prohibits driving of a person under the influence of any harmful substance.
• Poor Vision - people with disabilities should be extra careful in driving for they are putting not only their lives at risk but also of people around them.
• Weather condition - Some roads are extra slippery when wet and so extra caution should be taken by drivers to avoid any accident.
• Defects of Automobiles - Parts of cars like brakes, clutches, and tires should always be maintained to ensure that you will not be involved in any accident.
• Lack of Traffic Lights and Signs - Proper signage that would announce the road’s condition is important to avoid accidents.
There are other causes of accidents on roads. Most of them are caused by negligent drivers while others are caused by unforeseeable occurrence.
Results of Car Accidents
There are three common categories of the possible outcome of an auto accident. They are:
• Damage of Property - These include properties such as the other person’s car or vehicle, monuments, pavements, gutters, or private properties that are damaged because of the accident.
• Injury - Injuries could be either mild or severe. There are severe injuries in which a victim may not recover from and there are those that need minimal medical treatment.
• Death - Death is the most devastating result of an accident. The offending party is obliged to give the family financial compensation for the damages that he had caused.
Ways to Avoid Auto Accidents
There could be long-term effects of an auto accident to a person. Some even result to casualties. However, there are ways to prevent an Auto Accident;
• Maintenance of the vehicle
• Alertness
• Observe Traffic Lights and Signs
• Avoid Speeding
• Be cautious of vehicles and people near you
• Maintain a considerable amount of distance from other vehicles
• Avoid swerving
Prevention is always better than cure. It is important to keep in mind these reminders to prevent any vehicular accident.
We can Help Victims of Automobile Accidents
Contact US Today!!
Factors Contributing to Auto Accident
Several factors could contribute to auto accidents. Here are some of them:
• Intoxicated Driver - Drivers that cause auto accidents are often found to be intoxicated at the time of the accident. A person driving under the influence of alcohol or of dangerous drugs often makes poor decisions and their visions are affected.
Because of the risk involved in driving of an intoxicated person, there are laws in each state, which prohibits driving of a person under the influence of any harmful substance.
• Poor Vision - people with disabilities should be extra careful in driving for they are putting not only their lives at risk but also of people around them.
• Weather condition - Some roads are extra slippery when wet and so extra caution should be taken by drivers to avoid any accident.
• Defects of Automobiles - Parts of cars like brakes, clutches, and tires should always be maintained to ensure that you will not be involved in any accident.
• Lack of Traffic Lights and Signs - Proper signage that would announce the road’s condition is important to avoid accidents.
There are other causes of accidents on roads. Most of them are caused by negligent drivers while others are caused by unforeseeable occurrence.
Results of Car Accidents
There are three common categories of the possible outcome of an auto accident. They are:
• Damage of Property - These include properties such as the other person’s car or vehicle, monuments, pavements, gutters, or private properties that are damaged because of the accident.
• Injury - Injuries could be either mild or severe. There are severe injuries in which a victim may not recover from and there are those that need minimal medical treatment.
• Death - Death is the most devastating result of an accident. The offending party is obliged to give the family financial compensation for the damages that he had caused.
Ways to Avoid Auto Accidents
There could be long-term effects of an auto accident to a person. Some even result to casualties. However, there are ways to prevent an Auto Accident;
• Maintenance of the vehicle
• Alertness
• Observe Traffic Lights and Signs
• Avoid Speeding
• Be cautious of vehicles and people near you
• Maintain a considerable amount of distance from other vehicles
• Avoid swerving
Prevention is always better than cure. It is important to keep in mind these reminders to prevent any vehicular accident.
We can Help Victims of Automobile Accidents
Contact US Today!!
WHAT IF I WAS IN AN AUTO/CAR ACCIDENT ?
Unfortunately, studies show that most of us will be in an auto accident at some point in our lives. The only question remaining, is how bad will it be?
The following are important things to remember if you are involved in an auto accident:
1. Seek treatment as soon as possible.
If there is a chance you may be seriously hurt, you should go to the Emergency room at your local hospital. There they can rule out fractures and life threatening injuries.
2. If you are still experiencing pain and discomfort a few days to a couple weeks later, than you should come to our office to find out if you have any structural damage.
NOTE: The longer you wait after an accident to come to our office, typically the longer it takes to get you better.
3. Most auto insurance companies have what is called Med Pay. This means that your bills will be paid up to 100% up to a certain limit. Our office can check that for you.
4. If the accident was not your fault. The other party's auto insurance should cover your health care expenses in our office. We do all of the paperwork for you.
5. At the accident scene, get as much information on the other driver or drivers as possible. An accident report by Police is always helpful, but not required to have a case.
6. You should never settle with an insurance company before you have had us evaluate your injury for you. If you settle before your injury is fully resolved, you will be completely on your own and will have to pay out of pocket for your care.
7. Dealing with insurance companies can be difficult after an auto accident. We have a number of reputable and highly qualified Attorneys who we can refer you to for a complimentary consultation. Hiring a reputable Attorney essentially takes you out of the direct bargaining process with the insurance company and all the paperwork and phone calls associated with that and lets you concentrate on healing.
8. Injuries sustained after a car-accident if left untreated can lead to spinal degeneration and a host of other problems for years to come.
FINAL NOTE: We find that many people involved in an auto accident that WAS THEIR FAULT never get treatment.
This tends to be due to the fear that their insurance will go up after a claim is filed.
Your PIP (Personal Injury Protection) is why you have auto insurance in the first place.
Many insurance companies will not raise your rates after 1 or even 2 accidents in the same year.
THE INJURIES SUSTAINED IN AN AUTOMOBILE ACCIDENT CAN CAUSE A HOST OF PROBLEMS FOR YEARS TO COME, OR EVEN THE REST OF YOUR LIFE.
YOU OWE IT TO YOURSELF TO COME IN AND GET CHECKED.
The following are important things to remember if you are involved in an auto accident:
1. Seek treatment as soon as possible.
If there is a chance you may be seriously hurt, you should go to the Emergency room at your local hospital. There they can rule out fractures and life threatening injuries.
2. If you are still experiencing pain and discomfort a few days to a couple weeks later, than you should come to our office to find out if you have any structural damage.
NOTE: The longer you wait after an accident to come to our office, typically the longer it takes to get you better.
3. Most auto insurance companies have what is called Med Pay. This means that your bills will be paid up to 100% up to a certain limit. Our office can check that for you.
4. If the accident was not your fault. The other party's auto insurance should cover your health care expenses in our office. We do all of the paperwork for you.
5. At the accident scene, get as much information on the other driver or drivers as possible. An accident report by Police is always helpful, but not required to have a case.
6. You should never settle with an insurance company before you have had us evaluate your injury for you. If you settle before your injury is fully resolved, you will be completely on your own and will have to pay out of pocket for your care.
7. Dealing with insurance companies can be difficult after an auto accident. We have a number of reputable and highly qualified Attorneys who we can refer you to for a complimentary consultation. Hiring a reputable Attorney essentially takes you out of the direct bargaining process with the insurance company and all the paperwork and phone calls associated with that and lets you concentrate on healing.
8. Injuries sustained after a car-accident if left untreated can lead to spinal degeneration and a host of other problems for years to come.
FINAL NOTE: We find that many people involved in an auto accident that WAS THEIR FAULT never get treatment.
This tends to be due to the fear that their insurance will go up after a claim is filed.
Your PIP (Personal Injury Protection) is why you have auto insurance in the first place.
Many insurance companies will not raise your rates after 1 or even 2 accidents in the same year.
THE INJURIES SUSTAINED IN AN AUTOMOBILE ACCIDENT CAN CAUSE A HOST OF PROBLEMS FOR YEARS TO COME, OR EVEN THE REST OF YOUR LIFE.
YOU OWE IT TO YOURSELF TO COME IN AND GET CHECKED.
Why should i get an attorney after an Auto/Car accident for my injuries?
An attorney helps with all aspects of an
auto/car accident claim or injury. They keep an individual from
spending countless hours on the phone with insurance adjusters that
really don't care about your well being. It also helps to keep stress
levels down and allow you to concentrate on recovery and getting well.
Our office only works with the best attorneys/lawyers in Dallas/Fort
Worth. We have learned through trial and error, who best takes care of
our patients. They also make sure that all your medical bills are
settled. This allows you to be additionally stress and medical bill
free at the end. We also help those who are not able to treat in our
office, who are in need of an attorney. We are here to help!!! So
don't hesitate in calling and making an appointment to get examined and
also ask about scheduling a free consultation with a reputable
attorney. You only have one body, so you need to take care of it.
Call Today!!! (972)215-7720
What is Personal Injury Protection (PIP)
The
Texas Department of Insurance requires automobile insurance carriers
in our state to issue all automobile policies it writes at least
$2500 worth of coverage and you have this coverage unless you reject
it in writing. Most people are unaware of this coverage or even know
what it is and therefore very few people use it. You end up paying
for coverage that they don’t inform you about and you’re entitled to.
Why?
Insurance is not understood and most people rely on their agent and
claims adjusters to advise them on what to do after an accident.
Insurance is a multi-billion dollar industry and are in business to make
money. They keep their costs down, less payout, more profits and
bonuses at the end of the year. Good for them and not for you.
What is PIP?
PIP
is no fault coverage similar to health insurance but on your auto
policy for your injuries and your passengers injuries. This coverage is
available regardless who is at fault. Yes, you can be the cause of
the accident and you will still be covered. There’s no deductible and
no co-payment. There is other separate coverage that will cover the
other party if you were at fault. If you do not have PIP then you
could still be covered if you were in an accident in another state
besides Texas. You may also be covered if you were hit in a crosswalk
by a car or on a bicycle or borrowing someone else’s car.
What will a claim do to my insurance rates and policy renewal?
Under
section 5.7016 of the Texas insurance code, automobile insurance
carriers cannot non-renew you for filing one PIP claim in a 12 month
period. Also, it is unlikely that they would raise your rates for a sole
PIP claim.
Why doesn’t the other guy’s insurance pay for my medical expenses and why should I use my insurance?
Medical
treatment is expensive and you are liable for the costs. There is a
chance that the other party may never pay for your medical expenses
leaving you a financial burden. PIP gives you peace of mind that your
medical bills are covered. If you use your health insurance, you may
have to pay a deductible and co-pays to your doctor and if the health
insurance finds out that you were in an accident they could request
to be reimbursed. Some people get referred to a medical provider by
their attorney and the medical provider agrees to be paid months or
even years later. Since there are a limited number of medical
providers who agree to this arrangement, your choice and quality of
healthcare may be limited. The answer is to use your PIP coverage so
you will not have to pay for medical expenses out of your pocket and
get the best possible healthcare treatment available for you and your
family’s injuries caused by the accident.
About Auto Injuries
According to the Insurance Research Council, nearly 1/3 of all claimants injured in motor vehicle accidents (MVA's) seek treatment from doctors of chiropractic. This is an impressive number given that the National Safety Council (NSC) has determined there to be more than 12 million MVA's annually involving more than 20 million vehicles.
The reason individuals like yourself choose chiropractic care for treatment of injuries sustained in MVA's is simple - chiropractic care is superior in the treatment of soft tissue injuries, especially of the spine. Since the most common injuries associated with MVA's are sprains and strains of the spinal muscles and ligaments, it's only natural that chiropractic be the treatment of choice.
Many studies have also found individuals injured in MVA's prefer chiropractic care for the treatment of their injuries. One such study evaluated 190 whiplash injury victims and found those who received chiropractic care reported treatment satisfaction of 100%.
(Balla JI, Iansek R. Headaches arising from disorders of the cervical spine. In: Hopkins A, ed. Headache: Problems in Diagnosis and Management. London: WB Saunders; 1988.)
Minimum Accident Speed to Cause Injury Studies involving live humans have demonstrated that a motor vehicle accident of as little as 5 mph can induce cervical (neck) injury. However, other studies have shown that cars can often withstand crashes of 10 mph or more without sustaining damage.
Time for Symptoms to Present
Symptoms arising from injuries sustained in motor vehicle accidents were once thought to present immediately following the accident. However, research and clinic experience now demonstrate that a delay of symptom onset seems to be the norm. Also, delay of symptom onset does not eliminate the possibility of severe injury.
Number of Disabilities from Automobile Accidents
Most experts have found that 10 percent of all motor vehicle accident victims become disabled.
Symptom Resolution Statistics
Many studies have found a significant number of individuals to be symptomatic for many months and even years after a motor vehicle accident. In one such study, 75 percent of individuals remained symptomatic 6 months after the accident.
Another study, published in the European Spine Journal, found that during the period of time between the first and second years following a motor vehicle accident over 20 percent actually had their symptoms worsen.
Number of Annual Motor Vehicle Accidents
According to the National Safety Council (NSA), there are more than 12 million motor vehicle accidents annually including more than 20 million vehicles. This results in over 5 million nonfatal accidents annually of which approximately 2 million are disabling injuries including approximately 1 million work-related auto disabling injuries.
Injury Severity in Motor Vehicle Accidents
A 1990 National Highway Traffic Safety Administration (NHTSA) study reported found that about 28 percent of occupants in motor vehicle accidents incur minor to moderate injury while 6 percent incur severe to fatal injuries.
Likelihood of being Involved in a Motor Vehicle Accident
The US Department of Transportation estimates that the typical driver will have a near automobile accident one to two times per month and all will be in a collision of some type on average of every 6 years.
Annual Costs of Motor Vehicle Accidents
According to a report released back in 1993, the total costs for motor vehicle accidents in the US was over $333 billion in 1988.
Who Pays for Injuries Sustained in Motor Vehicle Accidents?
According to the Insurance Research Council,
WHAT TO DO POST-ACCIDENT
The reason individuals like yourself choose chiropractic care for treatment of injuries sustained in MVA's is simple - chiropractic care is superior in the treatment of soft tissue injuries, especially of the spine. Since the most common injuries associated with MVA's are sprains and strains of the spinal muscles and ligaments, it's only natural that chiropractic be the treatment of choice.
Many studies have also found individuals injured in MVA's prefer chiropractic care for the treatment of their injuries. One such study evaluated 190 whiplash injury victims and found those who received chiropractic care reported treatment satisfaction of 100%.
(Balla JI, Iansek R. Headaches arising from disorders of the cervical spine. In: Hopkins A, ed. Headache: Problems in Diagnosis and Management. London: WB Saunders; 1988.)
Minimum Accident Speed to Cause Injury Studies involving live humans have demonstrated that a motor vehicle accident of as little as 5 mph can induce cervical (neck) injury. However, other studies have shown that cars can often withstand crashes of 10 mph or more without sustaining damage.
Time for Symptoms to Present
Symptoms arising from injuries sustained in motor vehicle accidents were once thought to present immediately following the accident. However, research and clinic experience now demonstrate that a delay of symptom onset seems to be the norm. Also, delay of symptom onset does not eliminate the possibility of severe injury.
Number of Disabilities from Automobile Accidents
Most experts have found that 10 percent of all motor vehicle accident victims become disabled.
Symptom Resolution Statistics
Many studies have found a significant number of individuals to be symptomatic for many months and even years after a motor vehicle accident. In one such study, 75 percent of individuals remained symptomatic 6 months after the accident.
Another study, published in the European Spine Journal, found that during the period of time between the first and second years following a motor vehicle accident over 20 percent actually had their symptoms worsen.
Number of Annual Motor Vehicle Accidents
According to the National Safety Council (NSA), there are more than 12 million motor vehicle accidents annually including more than 20 million vehicles. This results in over 5 million nonfatal accidents annually of which approximately 2 million are disabling injuries including approximately 1 million work-related auto disabling injuries.
Injury Severity in Motor Vehicle Accidents
A 1990 National Highway Traffic Safety Administration (NHTSA) study reported found that about 28 percent of occupants in motor vehicle accidents incur minor to moderate injury while 6 percent incur severe to fatal injuries.
Likelihood of being Involved in a Motor Vehicle Accident
The US Department of Transportation estimates that the typical driver will have a near automobile accident one to two times per month and all will be in a collision of some type on average of every 6 years.
Annual Costs of Motor Vehicle Accidents
According to a report released back in 1993, the total costs for motor vehicle accidents in the US was over $333 billion in 1988.
Who Pays for Injuries Sustained in Motor Vehicle Accidents?
According to the Insurance Research Council,
- 63 percent of injuries are paid by the injured individuals own automobile insurance company
- 55 percent of injuries are paid by the auto insurance company of another vehicle
- 36 percent of injuries are paid by health insurance
- 20 percent of injuries are paid by government programs
- 19 percent of injuries are paid workers' compensation insurance
WHAT TO DO POST-ACCIDENT
Schedule An Appointment If
you have been involved in a motor vehicle accident you will need to
make an appointment for a brief, but thorough, examination. Often,
individuals involved in motor vehicle accidents experience minimal or no
symptoms for the first few weeks and even months. It's important to
not only receive immediate and appropriate treatment for any injuries
sustained, but also to document the extent of the injuries, if present.
Failure
to obtain a timely evaluation or appropriate treatment for injuries
sustained in a motor vehicle accident may negate your ability to
receive monetary compensation for any future medical bills resulting
from the accident, negate your ability to receive pain and suffering
settlements, and negate compensation for work loss.
We Will Determine...
When you come in, we will determine:
Don't Delay, Call Today!
If
you or someone you know has been involved in an accident, call (or
have them call) our office immediately. The quicker you receive the
care you need, the quicker your injuries will heal and the faster you
can get on with your life. Don't delay, call today!
(972)215-7720 |
EXTREMITY PAIN, NUMBNESS and TINGLING
Extremity
symptoms such as arm and hand pain, numbness and tingling are common
following motor vehicle accidents (MVA's). They are caused by thoracic
outlet syndrome, myofascial adhesions, muscular trigger points, and
spinal disc lesions. It's
important to note that these symptoms are commonly not experienced
until weeks or even months after the injury. A study, published in the
Britain Journal of Rheumatology, involved 37 motor vehicle injury
patients and found 35% had an onset of arm and hand symptoms (upper
extremity symptoms) beyond 3 months of the accident.
This reinforces the need for proper and full treatment of MVA injuries. Failure to receive appropriate treatment (where injured tissues are fully healed and tissue functioning is adequately restored) is a major contributor to the development of these symptoms.
This reinforces the need for proper and full treatment of MVA injuries. Failure to receive appropriate treatment (where injured tissues are fully healed and tissue functioning is adequately restored) is a major contributor to the development of these symptoms.
Soft tissue injuries due to low impact injuries
A low impact auto accident is generally
defined as an incident that takes place at speeds less than 10 miles
per hour (mph). This type of collision usually causes the least amount
of damage to the vehicles involved. Body injuries can result from any
accident and that includes ones that occur with vehicles going less
than 10 mph. Soft tissue injuries are the most common problem for those
involved in a low impact accident.
A motor vehicle accident that takes place at speeds between under 10 mph often brings about little visible damage to the cars involved. Sometimes due to the fact that minimal damage was done to vehicle the injuries to the people in the vehicles are overlooked. This does not mean that bodily injury did not occur to the passengers during the crash.
While an automobile is built to take a slow 5 to 10 mph crash that is not necessarily true for your body. In a low impact accident a person’s soft tissue can be damaged.The back and neck are the usual problem spots for soft tissue injuries. Soft tissue is basically a person’s ligaments, tendons and muscles. Soft tissue injuries are typically classified as contusions or bruises, sprains or strains.
A contusion is an injury to the soft tissue caused by blunt force. This force produces pooling of blood around the injury causing discoloring of the skin. This is commonly is referred to as a bruise. Bruising can be found in different shapes and colors.
A sprain is an injury to a ligament often brought about by a wrench or twist. A sprain can be a simple sprain, a partial tear or a complete tear. This can happen to various parts of a person’s body during an accident. It is not uncommon for a person to twist in their seat as a vehicle strikes theirs during the incident.
A strain is an injury to the muscle or tendon caused by overuse, force or stretching. The force of the car crash can push on a person’s soft tissue or cause parts to stretch in an abnormal way.Muscles and tendons support your bones. A strain may cause a partial or complete tear in the muscle and tendon combination.
The neck of a car occupant can whip forward causing the most common rear impact injury known as whiplash. General Motors (GM) did a study regarding crashes at speeds below eight mph. GM found, to no surprise, that injuries do occur at such low speeds. The study also showed that whiplash injuries account for more than half of all injuries connected to vehicular accidents.
Although these types of injuries are characteristically classified as minor nearly 30 percent of those hurt in low speed collisions have reported having neck pain up to three years later. This injury is likely to be worse in those that experienced a rear end collision. Depending on the age of the person this injury could cause a permanent disability.
A motor vehicle can take the force of a low speed collision without showing much damage due to the advances car manufacturers have made in the construction of their vehicles. When a collision does occur the force of the accident pushes inertia somewhere and once the automobile has taken part of that energy away the occupants take the rest. These forces are what can cause people bodily harm even in a crash of below 10 mph.Soft tissue injuries can occur to those involved in a low speed impact and though these injuries might be hard to see they exist.
http://www.carinsurance.com/Articles/content123.aspx
A motor vehicle accident that takes place at speeds between under 10 mph often brings about little visible damage to the cars involved. Sometimes due to the fact that minimal damage was done to vehicle the injuries to the people in the vehicles are overlooked. This does not mean that bodily injury did not occur to the passengers during the crash.
While an automobile is built to take a slow 5 to 10 mph crash that is not necessarily true for your body. In a low impact accident a person’s soft tissue can be damaged.The back and neck are the usual problem spots for soft tissue injuries. Soft tissue is basically a person’s ligaments, tendons and muscles. Soft tissue injuries are typically classified as contusions or bruises, sprains or strains.
A contusion is an injury to the soft tissue caused by blunt force. This force produces pooling of blood around the injury causing discoloring of the skin. This is commonly is referred to as a bruise. Bruising can be found in different shapes and colors.
A sprain is an injury to a ligament often brought about by a wrench or twist. A sprain can be a simple sprain, a partial tear or a complete tear. This can happen to various parts of a person’s body during an accident. It is not uncommon for a person to twist in their seat as a vehicle strikes theirs during the incident.
A strain is an injury to the muscle or tendon caused by overuse, force or stretching. The force of the car crash can push on a person’s soft tissue or cause parts to stretch in an abnormal way.Muscles and tendons support your bones. A strain may cause a partial or complete tear in the muscle and tendon combination.
The neck of a car occupant can whip forward causing the most common rear impact injury known as whiplash. General Motors (GM) did a study regarding crashes at speeds below eight mph. GM found, to no surprise, that injuries do occur at such low speeds. The study also showed that whiplash injuries account for more than half of all injuries connected to vehicular accidents.
Although these types of injuries are characteristically classified as minor nearly 30 percent of those hurt in low speed collisions have reported having neck pain up to three years later. This injury is likely to be worse in those that experienced a rear end collision. Depending on the age of the person this injury could cause a permanent disability.
A motor vehicle can take the force of a low speed collision without showing much damage due to the advances car manufacturers have made in the construction of their vehicles. When a collision does occur the force of the accident pushes inertia somewhere and once the automobile has taken part of that energy away the occupants take the rest. These forces are what can cause people bodily harm even in a crash of below 10 mph.Soft tissue injuries can occur to those involved in a low speed impact and though these injuries might be hard to see they exist.
http://www.carinsurance.com/Articles/content123.aspx
Neck and Mid Back Pain
Collisions that occur during sporting events, slips, falls or Automobile crashes can all have a damaging effect on your neck and back. Reduction of the normal neck (Cervical) curve, repetitive micro-traumas ie. long hours on the computer, driving in traffic, traveling by car or plane, lifting heavy or awkward objects or constant stress of work, family and everyday life can also be directly related to neck and back pain.
Pain can be dull or sharp, boring or burning, constant or intermittent. As the problem progresses, numbness and or tingling can be felt in the upper back, arms and even in to the hands.
NOTE: Many patients who come in for Carpal Tunnel treatment are amazed to find out that the problem is actually a pinching of the nerves in the neck and NOT a wrist or hand problem.
Through careful evaluation of your neck and upper back, we can pinpoint the problem areas and have great success in correcting the CAUSE of our Patients symptoms.
The Docs at North Dallas Chiropractic
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